Commercial Loan Review
Chaston Associates, Inc. provides banks and credit unions with high-level credit intelligence by sampling commercial loan portfolios to independently assess borrower and guarantor support, collateral strength, and overall credit quality. Our role as an independent reviewer ensures that your institutional asset quality remains robust and transparent.
Lending Coverage
Commercial Real Estate (CRE)
Acquisition, Development & Construction (ADC)
Commercial & Industrial (C&I)
Leasing
Specialty Lending
Strategic Advantages
Objective Risk Assessment
Unbiased evaluation of credit risk, ensuring internal data and ratings accurately reflect true portfolio quality.
Regulatory & Policy Alignment
Rigorous verification of adherence to internal lending policies and current regulatory examination standards.
Early Identification of Emerging Credit Issues
Proactive detection of credit migration and deteriorating risk profiles before they significantly impact the institution.
Actionable Recommendations for Management and Boards
Concrete guidance for leadership to mitigate risk, improve credit administration, and maintain fiduciary oversight.