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Merger & Acquisition
Due Diligence

Chaston serves as an objective third-party reviewer for bank and credit union acquisitions.

Our independent assessment focuses on target portfolio quality, ensuring commercial credit marks accurately reflect risk. We provide critical support for boards, management, and regulators during complex M&A transitions.

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Pre- and Post-Closing Risk Assessment

Continuous risk evaluation throughout the acquisition lifecycle to maintain asset quality stability.

Objective Credit Mark and Target Reserves

Precise financial modeling and objective reviews to validate target reserves and credit valuations.

Actionable Findings for Boards and Management

Clear, impactful reports provide executive leadership with the intelligence needed for final decisioning.

Process Overview

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Initial Scoping
Data Review
File Review & Credit Analysis
Multi-Rating System Alignment
Final Report & Recommendations
  • Specialized expertise in credit mark application and target reserves ensures precise acquisition valuation.
  • We excel in aligning multiple risk rating systems between target and acquirer institutions.
  • Our recommendations improve process efficiencies, creating team synergy and application quality pre- and post-merger.
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